HOW THIS WORKS
Two Ways To Work With Me
COMING EVENTUALLY
Ongoing Support
For anyone who'd rather not manage the month-to-month upkeep alone once their plan is built. Details coming soon.
WHY I STARTED THIS
Nobody Taught Me How To Budget. I Found Out The Hard Way.
A few years ago, I bought a car I couldn't really afford and told myself the payment was "fine." I never even compared what it cost to insure versus my old one. I was buying a new phone every year, never paid off before the next one showed up. Swamped in subscriptions and was eating out and grabbing coffee constantly, never adding up what it actually came to.
None of it felt like debt in the moment. It just felt like life. Then one day, a few days before payday, I checked my account and had almost nothing left, again, with no real idea where it went. I was tired of guessing.
So I stopped. I learned how to actually budget. Assigned every dollar a job, no exceptions, and started using what was left over to pay down what I owed. I'm still in it. I've currently paid off $14k in debt over the past two years directly from this process. I'm not on the other side of this telling you how it went. I'm in the middle of it, telling you what's working.
That's what The Art of Budgeting is built on. No theories or generic processes. But a real process, applied to real numbers, including my own.